Do You Need Full Coverage Auto Insurance? Here’s the Truth

If you’ve ever bought car insurance, chances are you’ve heard the phrase “full coverage” thrown around. But what does it actually mean—and do you really need it?

At our Glenpool agency, we help drivers figure out what coverage they actually need, not just what sounds good. Here’s a clear breakdown so you can make the right call for your situation.

Home Insurance 101: What’s Actually Covered (And What’s Not)

Buying a home is one of the biggest investments you’ll ever make—and protecting it with the right insurance is essential. But home insurance doesn’t cover everything.

As a Glenpool-based insurance agency, we often get asked:

“What does my homeowners insurance really cover?”

Let’s break it down so you know exactly what to expect—and what gaps you might not realize you have.

What Is an Insurance Deductible—and How Should You Choose One?

Whether it’s your car, home, or health policy, every insurance plan comes with one key decision: your deductible.

At our Glenpool agency, we often hear questions like:
“What exactly is a deductible?”
“Should I choose a low or high one?”
“How does it affect my monthly rate?”

Let’s break it down in plain terms—so you can make the right choice for your coverage and your budget.

Why Your Auto Insurance Rate Went Up — Even If Nothing Changed

You check your mailbox or email, and there it is — a higher car insurance bill. But you didn’t file a claim, get a ticket, or buy a new car. So what gives?

At our Glenpool agency, this is one of the most common questions we get:
“Why did my auto insurance go up when I haven’t done anything different?”

Let’s break down the real reasons behind rate increases — and what you can do about them.

What Does Homeowners Insurance Really Cover?

When it comes to protecting your home, homeowners insurance is one of the most important financial tools you can have—but many homeowners don’t fully understand what’s actually covered. Whether you’re a first-time buyer or a long-time homeowner, it’s worth taking a closer look at what your policy includes—and what it might not.