Automotive Insurance

Comprehensive coverage, also known as "other than collision" coverage, is a type of auto insurance coverage that provides protection against damages to your vehicle that are not caused by a collision with another vehicle or object. It covers damages caused by events such as:

•  theft
•  fire
•  vandalism
•  natural disasters
• falling objects
•  and collisions with animals

Comprehensive coverage is an optional coverage that you can add to your auto insurance policy. It is typically offered as part of a comprehensive and collision coverage package, along with collision coverage. Comprehensive coverage can help pay for repairs or replacement of your vehicle if it is damaged by a covered event. If your car is totaled or stolen, comprehensive coverage can help cover the cost of a replacement vehicle, up to the policy limits.

Collision coverage is a type of auto insurance coverage that pays for damages to your vehicle in case of a collision with another vehicle or object, regardless of who is at fault. 

It covers the cost of repairing or replacing your vehicle, up to the policy limits, if it is damaged in a collision.

Collision coverage is an optional coverage that you can add to your auto insurance policy. It is typically offered as part of a comprehensive and collision coverage package, along with comprehensive coverage. Collision coverage can help protect your investment in your vehicle and cover expenses related to repairing or replacing your vehicle after an accident.

Collision coverage is subject to a deductible, which is the amount you must pay out of pocket before the insurance coverage kicks in. The deductible amount is typically set when you purchase the policy and can vary depending on the level of coverage you choose.