Summer in Oklahoma means backyard BBQs, road trips, and time on the lake — but it also brings new risks that many families don’t think about until it’s too late. As your local Glenpool insurance agency, we want to help you enjoy the season safely and stay protected from surprises.
Here are a few smart insurance tips to keep your home, vehicles, and finances safe this summer.
1. Going on Vacation? Protect Your Home While You’re Away
Before heading out for a road trip or beach week, take these precautions:
Let a trusted neighbor know you’ll be gone
Stop mail and newspaper delivery
Set lights on a timer
Ensure doors and windows are locked
Also, check your homeowners policy for coverage related to theft and vandalism — it’s better to catch gaps before you leave town.
2. Hosting a BBQ or Pool Party? Know Your Liability
If you’re entertaining guests at home, your homeowners policy includes liability protection — but not all policies are created equal.
Ask yourself:
Do you have enough liability coverage to protect your assets if someone is injured?
Do you need an umbrella policy to extend that protection further?
Especially if you have a trampoline, pool, or dogs — it’s worth reviewing your policy with an agent.
3. Boats, ATVs, and Trailers — Are They Actually Covered?
Just because it’s stored in your garage doesn’t mean it’s protected by your homeowners insurance.
Many summer toys — boats, jet skis, trailers, ATVs — require separate policies.
Give us a call before hitting the water or trails so we can make sure you’re covered for:
Liability
Collision
Theft or damage
Injuries to others
4. Summer Storms in Oklahoma Can Be Costly
We all know summer storms can come out of nowhere — hail, high winds, lightning, and even tornadoes.
Review your:
Wind/hail deductible — this may be separate and much higher than your standard deductible
Roof coverage — some carriers only offer Actual Cash Value on older roofs
Tree/limb damage — especially if you have mature trees near your home
One quick policy review can give you peace of mind before storm season rolls in.
5. Teen Driver at Home for the Summer? Time to Recheck Auto Rates
If your teen driver is back from college — or driving more than usual — make sure:
They’re correctly rated on your auto policy
They’re still receiving any applicable discounts (good student, safe driver, etc.)
You’re not overpaying — we’re happy to compare rates from multiple carriers
Keep Summer Fun — Not Stressful
Summer should be a time to enjoy, not worry. Let Greg Wilson Agency help you stay protected and avoid unexpected headaches.
Call us today at (918) 291-8358
Visit our Glenpool office or request a quick coverage checkup online
https://app.usecanopy.com/c/GregWilson