What Are the Benefits of Uninsured/Underinsured Motorist Coverage? Do You Need It?

When it comes to protecting yourself on the road, auto insurance is essential. But what happens when the person who hits you doesn’t have insurance or doesn’t have enough coverage to pay for the damages? That’s where uninsured/underinsured motorist (UM/UIM) coverage comes in. In this blog, we’ll explore the benefits of this often-overlooked coverage and help you determine if it’s right for you.